What Do We Have in Common?

We all have a desire to make a difference. The Bayley Group is supporting women entrepreneurs all around the world through Kiva, a non-profit organization dedicated to connecting people through lending to alleviate poverty. For as little as $25 Kiva lets individuals help create opportunity around the world. Learn more about how it works or sign up for your own account here.


A loan of $1,000 helped Sahar to buy an air-conditioner and a generator.

Sahar, is a 33-year-old married woman and has two children. Sahar has five years experience in sewing clothes for women and children. She gained an excellent reputation in the neighborhood, thanks to the quality of her work and affordable prices. With summer heat knocking at the door, Sahar is requesting this loan from Izdiharona to buy an air-conditioner and a generator to enable her to work additional hours and increase her production and income. She is aiming to develop her business and open a small sewing factory to increase the number of jobs and help more jobless women.  Sahar preferred to blur her face for cultural reasons.


A loan of $625 helped Mukaddas to buy seeds and mineral fertilizers to start her own farming business.

MukaddasMukaddas, age 36, is a resident of the Hamadoni district of Tajikistan.

She is a homemaker and is not employed. She has two school-aged children, a son and a daughter. Her husband is currently working in Russia. Mukaddas is planning to start her own business, which will allow her to support herself and to provide a source of income for her family.

She wants to get involved in agriculture.


A loan of $250 helped Nyamvula to purchase more groceries to sell.

NyamvulaNyamvula is a widowed woman with five children. She owns a house that has neither electricity nor piped water. Her greatest monthly expense is food for the family.

For the past 10 years, she has operated a kiosk shop business selling to her neighbors and passersby. She mentioned price fluctuation as her major challenge. She dreams of establishing a wholesale shop in the future.  With the KSHS 20,000, she wants to purchase detergents, maize flour, wheat flour, salt, bread, milk, soft drinks, rice, sugar, beans, and sweets for resale.